86440 ZIP Code — Mohave Valley, AZ

Mohave County, Arizona

ZIP code 86440 is located in Mohave Valley, Arizona, within Mohave County. It covers approximately 123.61 square miles and serves a population of 8,708 residents. This is a po box ZIP code in the Mountain (MT) — no DST timezone, served by area code 928.

About ZIP code 86440

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $230,900. Owner-occupancy is high at 80%, well above the national average.

Median household income is $61,167. 54% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 19% of civilians, above the national average of 7%; and disability rates above the national average at 22%.

Overall, ZIP code 86440 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

8,708

population

123.61

sq mi land

PO Box

ZIP type

Mountain (MT) — no DST

timezone

86440 ZIP code map

Cities in ZIP code 86440

Below are the cities the US Postal Service accepts for ZIP code 86440. Using any city not on this list may result in mail delivery delays.

City	Status
Mohave Valley	Acceptable

Demographics updated 05/2026

Population
Total population	8,708
Population density	70 / sq mi
State FIPS	04
County FIPS	015

Geography
Land area	123.61 sq mi
Water area	5.17 sq mi
Latitude	34.9070
Longitude	-114.5400
Timezone	Mountain (MT) — no DST
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.3%	52.2%	40.6%
$50k – $100k	36.2%	32.1%	31.9%
$100k – $200k	13.8%	13.3%	21.1%
Over $200k	0.8%	2.5%	6.4%

Demographics & statistics

8,708

Population

People per sq mi

47.3

Median age

$61,167

Median household income

$31,263

Per capita income

$230,900

Median home value

$1,023

Median monthly rent

79.7%

Home ownership

11.3%

Poverty rate

7.9%

Unemployment

4,191

Housing units

12.9%

Bachelor's or higher

Age distribution

Male Female

195

Under 5

198

295

5–9

301

256

10–14

262

15–19

130

20–24

133

285

25–34

290

805

35–44

821

310

45–54

317

318

55–59

324

387

60–64

395

658

65–74

671

482

75–84

491

107

85+

109

← Male

Female →

Age summary

Group	Count	%
Under 18	1,651	19.0%
18 and over	7,057	81.0%
65 and over	2,518	28.9%
Median age	47.3 years

Race & ethnicity

White 65.9%

Hispanic or Latino 13.4%

Two or more races 10.5%

American Indian / Alaska Native 4.4%

Other race 4.2%

Asian 0.6%

Black or African American 0.6%

Native Hawaiian / Pacific Islander 0.3%

Group	Count	%
White	6,633	65.9%
Hispanic or Latino	1,353	13.4%
Two or more races	1,061	10.5%
American Indian / Alaska Native	446	4.4%
Other race	423	4.2%
Asian	61	0.6%
Black or African American	58	0.6%
Native Hawaiian / Pacific Islander	26	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.3%	52.2%	40.6%
$50k – $100k	36.2%	32.1%	31.9%
$100k – $200k	13.8%	13.3%	21.1%
Over $200k	0.8%	2.5%	6.4%

Under $10k 5.1%

$10k–$15k 2.0%

$15k–$25k 8.3%

$25k–$35k 7.9%

$35k–$50k 16.4%

$50k–$75k 20.7%

$75k–$100k 14.3%

$100k–$150k 17.0%

$150k–$200k 5.7%

$200k+ 2.5%

Range	% of households
Under $10k	5.1%
$10k–$15k	2.0%
$15k–$25k	8.3%
$25k–$35k	7.9%
$35k–$50k	16.4%
$50k–$75k	20.7%
$75k–$100k	14.3%
$100k–$150k	17.0%
$150k–$200k	5.7%
$200k+	2.5%
Median income	$61,167

Housing

Home values

Under $50k 6.5%

$50k–$100k 6.0%

$100k–$150k 18.2%

$150k–$200k 9.1%

$200k–$300k 34.6%

$300k–$500k 17.4%

$500k–$1M 4.2%

$1M+ 4.1%

Housing overview

Metric	Value
Median home value	$230,900
Median rent / month	$1,023
Owner occupied	79.7%
Renter occupied	20.3%
Vacant	27.3%
Single-family detached	57.2%
Large apartment buildings	0.0%
Mobile homes	42.4%
Median rooms	5.4
Avg household size (owned)	2.37

Year built

Era	%
2020 or later	0.2%
2010–2019	4.5%
2000–2009	34.5%
1990–1999	15.0%
1980–1989	18.1%
1970–1979	15.2%
1960–1969	7.9%
1950–1959	4.0%
1940–1949	0.0%
1939 or earlier	0.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	4.7%
2 bedrooms	25.7%
3 bedrooms	57.2%
4 bedrooms	11.9%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.8%
1 vehicle	31.0%
2 vehicles	38.9%
3 or more	27.2%

Heating fuel

Fuel type	%
Utility gas	33.2%
Electricity	56.0%
Propane / LP gas	7.5%
Wood	0.9%
Solar	0.8%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	1,688	47.2%
Cohabiting couple	391	10.9%
Male householder, no spouse	774	21.7%
Female householder, no spouse	720	20.2%
Households with children under 18	940	26.3%
Households with seniors (65+)	1,937	54.2%
Average household size	2.43

Marital status

Status	Male	Female
Never married	18.9%	20.2%
Married	54.3%	50.4%
Separated	1.1%	1.1%
Widowed	5.9%	15.1%
Divorced	19.7%	13.3%

Education

Less than 9th grade 1.4%

Some HS, no diploma 7.4%

HS graduate 41.3%

Some college, no degree 32.4%

Associate's degree 4.5%

Bachelor's degree 8.6%

Graduate / professional 4.3%

Metric	%
HS diploma or higher	91.2%
Bachelor's or higher	12.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	90	6.8%
Kindergarten	195	14.6%
Elementary school	648	48.6%
High school	176	13.2%
College / grad school	223	16.7%

Employment

Industry of employment

Education & healthcare 25.1%

Public administration 13.7%

Retail trade 12.9%

Professional & management 11.4%

Transportation & utilities 10.1%

Arts, food & hospitality 7.7%

Construction 5.8%

Other services 5.7%

Finance & real estate 3.0%

Agriculture & mining 2.6%

Manufacturing 1.2%

Wholesale trade 0.8%

Information 0.1%

Occupation

Category	%
Management, business & arts	23.1%
Service	27.4%
Sales & office	21.1%
Natural resources & construction	9.4%
Production & transportation	18.9%

Employment type

Type	%
Private sector	68.1%
Government	27.9%
Self-employed	4.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.4%
Carpool	9.6%
Public transit	0.0%
Walk	2.1%
Work from home	4.8%
Other means	0.1%
Avg commute (minutes)	20.8

Poverty

All people 11.3%

Under 18 years 13.8%

18 and over 10.8%

Married-couple families 2.7%

Female-led households 21.9%

Income support

Source	% of households
Social Security	54.2%
Retirement income	33.3%
Supplemental Security	10.4%
Cash public assistance	1.3%
Food stamps / SNAP	9.4%

Health indicators

Condition	%
Obesity	35.6%
High blood pressure	35.9%
High cholesterol	37.2%
Diabetes	13.7%
Heart disease	8.9%
Stroke	4.2%
Asthma	10.8%
Arthritis	30.3%
Kidney disease	4.0%
Pulmonary disease	9.8%
Cancer	7.9%

Behavior / access	%
Smoking	20.1%
Binge drinking	15.8%
No physical activity	30.0%
Less than 7 hrs sleep	36.8%
Depression	21.0%
Fair or poor health	18.7%
Poor mental health	16.3%
Poor physical health	13.7%
No health insurance	16.4%
Visited doctor (checkup)	70.9%
Visited dentist	52.1%
Cholesterol screening	90.6%
Teeth loss	16.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,364	19.3%

Disability	%
Any disability	22.3%
Under 18	8.5%
18–64 years	18.2%
65 and over	38.6%

Health insurance coverage

Type	%
Private insurance	59.6%
Public insurance	53.2%
No insurance	6.3%
Uninsured under 19	5.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,315	95.5%
Spanish	121	1.5%
Other Indo-European	93	1.1%
Asian & Pacific Islander	0	0.0%
Other languages	28	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,424	96.7%
Born in same state	8,338	95.8%
Born in different state	1,988	22.8%
Foreign born	86	1.0%
Naturalized citizen	284	3.3%
Not a US citizen	189	66.5%

Ancestry

Ancestry	Count	%
Italian	1,347	15.5%
French	1,019	11.7%
Arab	366	4.2%
English	161	1.8%

Ancestry	Count	%
Polish	113	1.3%
Irish	44	0.5%
German	31	0.4%
Dutch	31	0.4%

Technology access

Metric	% of households
Computer access	41.0%
Internet access	94.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 86440

What city is ZIP code 86440 in?

ZIP code 86440 is primarily assigned to Mohave Valley, Arizona.

What county is ZIP code 86440 in?

ZIP code 86440 falls within Mohave County, Arizona.

Does ZIP code 86440 have an older population?

29% of residents in ZIP code 86440 are 65 or older, above the national average of ~17%.

Does ZIP code 86440 have a large retiree population?

54% of households in ZIP code 86440 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 86440?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 86440 have a large veteran population?

19% of civilians in ZIP code 86440 are veterans, above the national average of ~7%.

What timezone is ZIP code 86440 in?

ZIP code 86440 observes the MST timezone.